Four Tips for Saving Money on N.H. Auto Insurance
In case you didn't already know, state law in New Hampshire requires that you hold an auto insurance policy. As of 2009, your New Hampshire auto insurance must meet the following criteria:
- $25,000 bodily injury coverage per person.
- $50,000 bodily injury coverage total, per accident.
- $25,000 property damage coverage.
Failure to adhere to these requirements could result in fines or even loss of license if you are pulled over and cannot prove the existence of a valid policy.
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Given that this is the minimum, you are probably wondering how you could save money on your auto insurance policy? Here's how you can start:
Raise your New Hampshire auto insurance deductible
As with almost any insurance policy – regardless of what type of asset it is protecting – raising the deductible from, say $250 to $600, will carve a substantial amount off your yearly premiums.
Shop around for auto insurance
Don't buy a policy from the first insurer you lay your eyes on. Shopping around and comparing quotes could save you up to $300 – and could get you a better New Hampshire auto insurance plan for less!
Drive well & be a good N.H. driver
A clean history on the roads could net you a discount on your next auto insurance policy of up to 15%. Insurers appreciate drivers who are safe, well behaved, and therefore less likely to submit a claim.
Reduce your mileage
If you only drive once a week you could mention this when getting an auto insurance quote. You may be eligible for a low-mileage discount in the future!
It's the law! Request a quick New Hampshire auto insurance quote now!